Terms of Use

Use of this web Site (“the Site”) and all documents found or accessed through this Site is subject to the following terms and conditions, (including the UmbrellaBank.com Privacy Policy and terms and conditions of your deposit account, which is incorporated herein by reference. By using this Site or PetTrustPlus services, YOU AGREE TO BE BOUND BY THESE TERMS, CONDITIONS AND DISCLAIMERS. IF YOU DO NOT AGREE WITH THESE TERMS, CONDITIONS AND DISCLAIMERS PLEASE DO NOT USE THIS SITE. UmbrellaBank.com, a division of New South Federal Savings Bank (“UmbrellaBank.com”) RESERVES THE RIGHT TO CHANGE, MODIFY, OR ADD TO OR DELETE FROM ANY PART OF THESE TERMS, CONDITIONS AND DISCLAIMERS AT ANY TIME WITHOUT NOTICE. IT IS YOUR RESPONSIBILITY TO PERIODICALLY REVIEW THESE TERMS, CONDITIONS AND DISCLAIMERS. CONTINUED USE OF THIS SITE SIGNIFIES ACCEPTANCE OF ALL OF THE TERMS, CONDITIONS AND DISCLAIMERS SET FORTH BELOW.

FURTHER, by establishing an account or providing any information to PetTrustPlus, you agree that you have read the following in its entirety and agree to be bound by the terms set forth below.

ADULT USE ONLY

Use of this Site or the PetTrustPlus service is only available to individuals who can form legally binding contracts under applicable law.

WHO WE ARE

UmbrellaBank.com is not a law firm, and the employees of UmbrellaBank.com are not acting as your attorney. UmbrellaBank.com does not practice law and does not give legal advice. This Site is not intended to create an attorney-client relationship, and by using PetTrustPlus, no attorney-client relationship will be created with UmbrellaBank.com or any of its employees and, as a result, information you provide to UmbrellaBank.com will not be subject to the attorney-client privilege.

WHAT WE PROVIDE
This Site describes certain issues that you may find important as you consider establishing a pet trust. THE CONTENT IS FOR INFORMATIONAL PURPOSES ONLY, SHOULD BE USED STRICTLY AS A GUIDE, AND IS NOT LEGAL ADVICE. YOU SHOULD SEEK THE ADVICE OF YOUR ATTORNEY TO DETERMINE THE EFFECT OF A PET TRUST ON YOUR PERSONAL SITUATION, INCLUDING YOUR ESTATE PLAN, AND TO OBTAIN A PET TRUST AGREEMENT THAT COMPLIES WITH THE LAWS OF YOUR STATE.

Before you make any formal plan for the long-term care of your pet, you should seek the advice of qualified professionals such as an estate attorney and/or tax advisor. The professionals can guide you in preparing legal documents that protect your interests, and those of your pet. UmbrellaBank.com does not provide legal, estate planning, or tax advice.

ROLE OF YOUR ESTATE PLANNING ATTORNEY

This Site provides information about the law designed to help individuals create trusts for their pets. However, legal information is not the same as legal advice, i.e. the application of the specific law to an individual’s specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we cannot guarantee that our information is current or accurate or that the pet trust form complies with the laws of any state. It is imperative that you present your pet trust form to your estate planning attorney so that he or she can review it and if appropriate, incorporate it into your estate plan documents.

RESTRICTIONS ON USE

You agree NOT to do any of the following while using this Site: (a) Violate any applicable law or regulation; (b) Access, tamper with or use non-public or non-authorized areas of this Site; (c) Access or use this Site for any commercial or business purposes or to transmit any unsolicited advertising, including without limitation “junk mail”, “spam” or “chain letters;” (d) Take any action which would create or impose an unreasonable or disproportionately large burden or load on this web Site, or prevent or delay others from accessing this Site; (e) Frame or link to this Site except as expressly permitted in writing by UmbrellaBank.com; (f) Impersonate or misrepresent your affiliation with UmbrellaBank.com to any person or entity.

INTELLECTUAL PROPERTY

This Site contains the trademarked and copyrighted works of UmbrellaBank.com and its licensors. Unless otherwise noted, everything you see or read in publicly viewable areas of this Site, including, without limitation, the forms and documents provided through this Site or through use of the PetTrustPlus service, is copyrighted material of UmbrellaBank.com. Neither this Site nor any portion of this Site, nor any of the forms, documents or other information provided on or through this Site or through use of the PetTrustPlus service, may be reproduced, publicly displayed, publicly distributed, modified, sold, resold, or otherwise exploited for any commercial purpose. UmbrellaBank.com expressly reserves all right, title and interest (including without limitation all intellectual property rights) in and to all of the forms, documents and other information provided on or through this Site or through use of the PetTrustPlus service.

LICENSE

Any form(s) that you obtain through this Site constitutes a license to use such form(s) and such form(s) may only be used by or for one individual person, for that individual’s own personal use.

TRANSFER OR SALE

You understand that UmbrellaBank.com may assign this Agreement and any information you have provided to UmbrellaBank.com in connection with a sale, merger, or other transfer or disposition of all or substantially all of the assets of UmbrellaBank.com or its affiliated entities.

INDEMNITY & LIABILITY

You agree to indemnify and hold harmless UmbrellaBank.com, and its agents, partners, affiliates, successors and assigns, from and against any liability, damages, demands, claims, losses or expenses (including attorneys’ fees) incurred by UmbrellaBank.com arising from or related to any information provided by you to UmbrellaBank.com.

YOU UNDERSTAND THAT UmbrellaBank.com ASSUMES NO LIABILITY FOR ANY FORMS OR INFORMATION PROVIDED TO ME AND THAT THE PETTRUSTPLUS SERVICE AND ALL FORMS AND INFORMATION PROVIDED BY OR THROUGH UmbrellaBank.com OR THROUGH USE OF THE PETTRUSTPLUS WEB SITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY OR GUARANTEE OF ANY KIND, WHETHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. I UNDERSTAND THAT FORMS SHOULD BE USED STRICTLY AS A GUIDE AND SHOULD BE MODIFIED BY MY ATTORNEY TO MEET THE LAWS OF MY STATE AND THAT MY USE OF THESE FORMS IS AT MY OWN RISK.

YOU UNDERSTAND AND AGREE THAT IN NO EVENT WILL UmbrellaBank.com, ITS AGENTS, PARTNERS, AFFILIATES, SUCCESSORS OR ASSIGNS BE RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES HOWEVER CAUSED OR UNDER OR IN CONNECTION WITH ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF ANY ERRORS OR OMISSIONS IN THE CONTENT OF THIS WEB SITE OR ANY OTHER LINKED SITES OR THE USE OF ITS WEB SITE OR THE FORMS PROVIDED ON THIS WEB SITE OR ANY INFORMATION OR FORMS OTHERWISE PROVIDED BY UmbrellaBank.com, EVEN IF ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGE.